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Insurance Disputes/Bad Faith

Representation for Unfairly Denied Insurance Claims

Gwilliam, Ivary, Chiosso, Cavalli & Brewer has been a champion of consumer rights throughout northern California, the Bay Area and beyond for over 30 years. An important part of this practice concerns the representation of people who have been denied policy benefits on a legitimate insurance claim.

Insurance companies unconsciously accept high policyholder premiums year after year, only to cry foul when the policyholder tries to obtain benefits. We have taken a variety of denied insurance claim cases on behalf of individuals, and have also represented groups of policyholders in larger, consolidated actions. In either case, our lawyers understand how insurance companies operate and have proven their ability to take these companies on and obtain just compensation for their clients.

Our practice includes denied insurance claim benefits related to homeowner policies, disability policies, life insurance policies, and underinsured and uninsured motorist coverage on automobile policies. Typically, these will involve a failure to investigate claims, failure to pay policy benefits, failure to investigate or pay benefits in a timely manner, failure to pay the full value of a claim or failure to settle or defend.

Over time, our practice has evolved to where we only take on those cases we strongly believe in. Rest assured, if we accept your case and you decide to hire us, we will spare no effort or resource in pursuing just compensation where benefits have been wrongly denied or delayed.

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All calls and e-mail messages to our office are tracked, reviewed by an attorney, and responded to as promptly as possible.


Spotlight Case
In 1995, attorney Gary Gwilliam was nominated for Trial Lawyer of the Year by Trial Lawyers for Public Justice for his work on behalf of 80 plaintiffs in a consolidated insurance bad faith action against their auto insurance company. The company had repeatedly failed to pay medical benefits under the medical provisions of its own policies. After five years of intensive discovery and litigation involving 350 depositions, a confidential settlement publicly reported to be in excess of $4 million, was reached.